Explore our current deals
Special offers
Car-Lotta Credit is committed to making car ownership affordable for everyone—especially if you’re working with a tight budget or building back your credit. Check out our latest programs below, and see how easy it is to get on the road with less upfront cash.
Drive Away for Just $77 Down!
$77 Down Program
Our signature $77 Down Program makes it possible for almost anyone to get approved and drive home with just seventy-seven dollars up front (plus tax and tags). If you’ve been held back by high down payments, this is your solution.
Am I Eligible?
Available to most new customers with proof of income and a valid license. Virtually everyone qualifies! Some vehicles or situations may require a higher down payment. See dealer for full details.
**For qualified buyers. $77 down payment does not include state taxes and registration fees. 21% APR typical on 36-month term; actual rate may vary. See dealer for details.
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Get $100 Off Your Down Payment
Schedule your appointment and get an extra $100 off your car’s down payment—just for claiming this offer! It’s our way of putting more money back in your pocket as you get started with your new car.
How to Claim:
- Fill out the short form below to get your personalized $100 Off coupon (your name will appear on the certificate).
- Print or screenshot your coupon and bring it to your appointment.
- Present the coupon to your credit specialist at Car-Lotta Credit—get $100 off your down payment instantly!
