Bad Credit? Need a Car?

we finance your future in Scranton, PA

Looking for bad credit car financing near Scranton, PA? We make approval simple and local.

Helping Scranton, PA drivers get reliable cars with bad credit.


Scranton, PA drivers—if you’re struggling with credit or tired of big dealerships saying “no,” Car-Lotta Credit is here to help. Our in-house financing experts have approved thousands of local buyers with bad credit, no credit, and even recent bankruptcies. With programs like $77 Down and fast online approvals, it’s never been easier to get a dependable car and a fresh financial start. Choose Car-Lotta Credit for stress-free car buying and a team that’s committed to your success.

Frequently Asked Questions

Locations

Is it possible to buy a car in Scranton, PA if I’ve been turned down elsewhere? Definitely—Car-Lotta Credit in Scranton approves buyers every day who have been denied by other dealerships, offering fast, judgment-free in-house financing and a real path to rebuilding credit.

Locations

What paperwork do I need to finance a car in Scranton, PA? Bring your license, proof of where you live and work, your down payment, and references—our Scranton staff will handle the details so you can focus on picking your new car.

Locations

Can financing a car in Scranton, PA help me build credit? Yes—Car-Lotta Credit in Scranton works with the credit bureaus to report your positive payment history, giving you a valuable opportunity to boost your score over time.

A hand touching a phone screen with a check mark icon.

Get Online Credit Approval

Scranton, PA buyers can secure in-house car loan approval 24/7 with our simple online application. Submit your info today and let Car-Lotta Credit show you how fast approval can be.

Scissors cutting a coupon next to price tags.

Explore Our Special Offers

Scranton, PA shoppers get access to money-saving specials at Car-Lotta Credit—drive away for less with our buy here pay here deals. Don’t miss out on instant down payment savings and flexible financing programs.

Get Approved Today in Scranton, PA

Take control of your car buying journey in Scranton, PA—Car-Lotta Credit will guide you every step of the way. Get pre-approved now and experience friendly, no-pressure service.