Car-Lotta Credit and Car Sales Blog

Select a story from the drop down below or browse any of our recent stories from the Car-Lotta Credit and Car Sales blog.

Do You Take Your Keys With You?

Mon, 24 Apr 2017 12:00:00 +0000
While vehicles thefts overall are decreasing, car thefts with keys left inside are increasing.
It seems like a no-brainer....... Take your keys with you when you get out of your car!!!
A report from the National Insurance Crime Bureau reports that there were over  126,603 car thefts with keys left inside between 2012 and 2015.
The research revealed interesting information about where and when car thefts with keys left inside were most common:
  • The top five states for car thefts with keys left inside during this reporting period were California, Texas, Florida, Michigan and Ohio . 
  • Saturday was the most common day for car thefts with keys left inside followed by Friday  and Monday.
Car thefts with keys left inside are especially unfortunate because they don’t need to happen. With so many advanced anti-theft technologies for autos out there, leaving your keys in the car is an open invitation out there for car thieves.
Car-Lotta Credit and Car Sales reminds you- NEVER leave your keys in the car!!

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Is It TIme To Clean Your Trunk?

Mon, 17 Apr 2017 12:00:00 +0000

Were  you carrying a sandbag or other heavy objects in your trunk to improve how your vehicle handled during the winter weather ?

If the answer was YES .... it’s time to clean out your trunk. Doing this will improve your gas mileage because you lighten your car’s load and this can mean considerable savings at the pumps.

Why not take your four wheel baby  in for a professional wash so that you can rid your  exterior of any residue left over from the winter months.

Car-Lotta Car Sales ..... CARES!

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Final Days!

Mon, 10 Apr 2017 19:03:00 +0000

Would You Like to Double Your MONEY? *

From NOW till April 15th 2017 ..You can Double Your Tax Refund (up to $1,000*)

Tax Refunds don't last long (how could they with all of the day to day expenses nowadays)... It's like as soon as it comes in, it goes out!!!

This  is why we  decided to Double Your Refund* ...We want you to get the vehicle you need and deserve                  AND still keep money in your pocket.

You  will still get.....

Hassle free Financing--> We finance your future, Not your past (Bad Credit / No Credit... No Problem!).

* Fast & Easy Approvals → Don't spend days in a car dealership… Get the vehicle that is best for you with our Fast and Easy approval system.

* 6 Months / 6k Warranty On All Vehicles so that you have Peace Of Mind and Protection for any unplanned surprises.

And …
* Credit Bureau Reporting -   Rebuild and Establish credit today so that for any future purchases you are prepared and ready to go…

P.S. Yes you read that right... You can DOUBLE YOUR MONEY - Up to $1000*- and Get the Vehicle you need, want and deserve!


Car-Lotta Car Sales-

* See Sales For Complete Details

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Do You Need A Vehicle ?? Do You Have $77.00 ?

Mon, 03 Apr 2017 12:00:00 +0000

Its tough right now to get the vehicle you want and deserve...

 After unfortunate events like a Repo, BK, Medical bills, Divorce, late payments or even No Credit… It's almost impossible to get the vehicle you NEED and deserve without forking out thousands  of dollars for a down payment

Does any of this sound familiar?

Don’t feel bad- You’re not alone, and it's not your fault.
We have all had situations come up…
And Who has thousands of dollars sitting around, anyway?
I hear this advice all the time: “just save up and then you can buy a car outright and don’t have to worry about payments or interest”…

Perhaps you have already experienced this situation… Maybe you suffered this kind of thing more than once…
Wouldn’t it be nice, if someone gave you a 2nd chance?
Someone that will work with you and help you get back on your feet… WITHOUT taking all your money.

You work hard for your money. You do your very best to pay your bills on time and it's about time someone sees that and gives you the break you need….

Don’t people get it… How can you work or get around if you don’t have a car?
How can you get a better job if you are limited by how far you can travel, OR the timeframe you can work…

Just think of the opportunity you would have if YOU had your OWN Reliable VEHICLE…
Also, how nice would it be, To Go where you wanted to go When you wanted to go, With who you wanted to go with…

                              Car-Lotta Credit and Car Sales wants to help   start by clicking here  


** See Sales for complete details!

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Do You Have A Favorite Pothole?

Mon, 27 Mar 2017 12:00:00 +0000
Ever wonder about the life of a Pothole??

Potholes begin after snow or rain seeps into the soil below the road surface. The moisture freezes when temperatures drop, causing the ground to expand and push the pavement up. As temperatures rise, the ground returns to normal level but the pavement often remains raised. This creates a gap between the pavement and the ground below it.

When vehicles drive over this cavity, the pavement surface cracks and falls into the hollow space, leading to the birth of another pothole.

You can  report potholes or any other PA  road concerns  by   calling 1-800 FIX ROAD.

Car-Lotta wants you to keep your  vehicle is top running condition-   You should have your vehicle aligned at least once a year.  

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Did You Get Stuck In The Snow?

Mon, 20 Mar 2017 12:00:00 +0000
Okay- It's March and just this past week it snowed over two feet in our area. Getting stuck in the snow  is unavoidable in NEPA. The following are a few tips to  help get you out:

1. Do not spin your wheels.(This will only dig you in deeper)

2. Turn your wheels from side to side a few times to push snow out of the way.

3. Use a light touch on the gas, to ease your car out.

4. Use a shovel to clear snow away from the wheels and the underside of the car.

5. Pour sand, kitty litter, gravel or salt in the path of the wheels, to help get traction.

6. Try rocking the vehicle.  Shift from forward to reverse, and back again. Each time you're in gear, give a light touch on the gas until the vehicle gets going.

An emergency situation on the road can arise at any time, Car-Lotta Credit Car Sales wants to make sure  you are prepared. Along with having a full tank of gas,  you should carry the following items in your trunk:

•Properly inflated spare tire, wheel wrench and tripod-type jack •Shovel •Jumper cables •Bag of salt or cat litter and  Tool kit. 

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Did You Spring Ahead?

Mon, 13 Mar 2017 12:00:00 +0000
Less sleep, more daylight. We’ll miss that hour in bed, but many will gladly make the exchange for the promise of the warmer, brighter days. There’s just the pesky matter of all those clock changes. Millions of us scrambled around the house yesterday to sync the microwave clock to the oven, the r, and the alarm clock.  
Daylight saving time has gotten easier since the smartphone has replaced so many wristwatches  access the internet. In vehicles, GPS-linked navigation systems often change the time automatically in the same way. Of course, most folks have a clock in their car that not only needs adjusting manually but is often the most complicated function in the entire car.

Each car clock and stereo seems to possess its own set of frustrating  directions. If you’re like most folks, it’ll be weeks before you give in and adjust your dashboard clock.
If the thought of resetting the time on your dash made you wince, maybe this will  help.

Here are some ways to ease the frustration of figuring out your clock, so that you can enjoy the longer, sunnier days ahead:

Consult your  manual for directions

Almost all vehicle instruction manuals are available for download online, and most are free. publishes a list of links to manufacturers’ manuals.

Ask your favorite search engine

This is where the Internet shines. Try a quick search like this: “How to set the clock in a (insert your car’s make/model)”. If you’re struggling to reset your car’s clock, chances are a fellow driver has already written about it online.

Try the volume and radio tuning buttons or dials

Often, these pull double-duty and are used to add or subtract minutes and hours. Press the “clock” or “time” button again, and you should be able to toggle from minutes to hours.

Eh, just leave it

It’ll be correct again in November. If your friends ask why you haven’t changed it, tell them you’re really into nostalgia.

Car-Lotta Car Sales wants to remind you to Spring Ahead!  

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You Did WHAT With Your Tax Return?

Mon, 06 Mar 2017 13:00:00 +0000

Car-Lotta   wants to remind you that your tax refund can be useful in more ways than you think at Car-Lotta Credit...

1) use the money, or part of it, as a down payment on a car from us.

2) use the money to pay off your account, and own your car free and clear

3) use the money to pay ahead for those rainy days

4) trade in your car with us and upgrade to a newer car, with a longer warranty

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What Can Go Wrong With Your Auto ?

Mon, 27 Feb 2017 13:00:00 +0000
Vehicles are built better than ever. An odometer that reads 100,000 miles is no longer the maximum life expectancy for a vehicle. With a little maintenance, you can push your vehicle to 200,000 or even 300,000 miles. Knowing what problems commonly arise in older cars is key to keeping your vehicle running.

Here are a few  of the most crucial car components and when you can expect to replace them.

Automatic transmission
Almost all passenger vehicles have an automatic transmission today. While it’s a major convenience, solving transmission problems can be one of the more expensive aspects of owning an older car.
Most transmissions are simply replaced ... Not repaired. This job can easily cost a  thousand dollars. Transmission failure is more likely to occur once a vehicle eclipses the 100,000-mile mark; however, some transmissions can fail in the 60,000 to 70,000 mile range.


You can expect your battery to grow weak after four or five years, regardless of the miles you’ve put on your vehicle.  If you live in a warm-weather climate, you can expect to replace your battery every three years on account of the heat.

Brake pads

Brake pads wear out the more you drive and apply the brakes. The way you drive is also a factor. Aggressive drivers who brake hard and spend most of their driving miles in stop-and-go traffic will wear out their brake pads more quickly than drivers who mostly cruise on the highway.

The size of the vehicle also plays a role. Large SUVs may wear through a set of brake pads after 30,000 miles, while small, lighter vehicles may travel 60,000 or 70,000 miles before wearing down the front pads.

Fuel pump

A fuel pump provides little warning before it fails. So it’s best to know that fuel pumps have the potential to fail after your older car surpasses 60,000 miles.

Poor electrical connections and clogged fuel lines could also stop the pump from working. So make sure your mechanic reviews all possible scenarios before replacing the pump. A more inexpensive repair option may exist.


Worn tires are perhaps the most visible proof that you own an older car. Your vehicle’s original tires will likely last you 60,000 to 80,000 miles before they need to be replaced. You can check your tires’ wear by inserting a penny in the tread. If you can see any part of President Lincoln’s head, it’s time for new tires.

Inexpensive tires will last you about 50,000 miles, while more high-quality tires should last 80,000 miles.
You should have  your tires rotated during your maintenance inspections to ensure equal wear on all four tires.

Water pump

When the water pump wears, it will start to leak coolant. That can expose your engine to the risk of overheating.  You should definitely consider replacing your water pump once your vehicle reaches 100,000 miles.

The best way to keep your vehicle in proper working order is to follow a strict maintenance plan that includes changing your oil, rotating your tires and asking your mechanic to inspect the vehicle. Identifying any concerns before they become problems will keep you and your older car on the road.

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You Will Double My Tax Refund???

Mon, 20 Feb 2017 13:00:00 +0000
Call for more information!!!

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Move Over.... It's The Law

Mon, 13 Feb 2017 13:00:00 +0000
The 'Move Over' law requires drivers to move over or slow down when they encounter an emergency scene, traffic stop or disabled vehicle. This law will help prevent injuries and save lives, but only if drivers follow the law and use common sense.

.--When approaching or passing an emergency response area, a person, unless otherwise directed by an emergency service responder, should :


(1) pass in a lane not adjacent to that of the emergency
response area, if possible; or
(2) if passing in a nonadjacent lane is impossible,
illegal or unsafe, pass the emergency response area at a
careful and prudent reduced speed reasonable for safely
passing the emergency response area.


 Penalty.--Any person violating this law commits a summary offense and shall, upon conviction, pay a fine of not more than $250.

Emergency response area is the  area in which emergency service responders render emergency assistance to individuals on or near a roadway or a police officer is conducting a traffic stop or systematic check of vehicles as long as the emergency vehicle is making use of visual signals meeting the requirements.   


Emergency service responder is an individual acting in an official capacity as police officer, sheriff, deputy sheriff, coroner, deputy coroner, firefighter, fire police, fire marshal, medical examiner, deputy medical examiner, rescue personnel, ambulance personnel, towing and recovery personnel, highway maintenance and construction personnel, hazardous material  response team member or emergency medical service personnel.

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Want To Earn $100.00?

Mon, 06 Feb 2017 15:24:00 +0000

 Refer your family members to Car-Lotta Credit and earn a $100.00 gift card per person*

Referring us to a  family member or friend is now easier than ever!

  • Send us the name and phone numbers of people you know looking for a car
  • Sit back and wait.....    We do the rest! 

Check out the top  ways other customers were able to earn extra money by referring friends and family!

  • Brag about us on Facebook and twitter, and ask your friend to share your status. Make sure you instruct them to mention your name when they come in for  VIP treatment.
  • Pick up some business cards from your salesperson and write your name on the back.
    Spread the word and hand them out.
  • Send an email out to everyone in your address book.
  • Post something up in the break room at work.
  • Spread the word in your church or social groups

    * For Carlotta Customers ONLY - See Sales for complete details.

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Do You Clear Off Your Vehicle In The Winter ?

Mon, 30 Jan 2017 13:00:00 +0000

Did You the winter it is important to clear all snow and ice from your vehicle. Not only does it prevent a hazard from snow and ice that may fall from your vehicle, it also provides an unobstructed view.  This is not only important.... IT'S THE LAW!

Pennsylvania Vehicle Code Law:

When snow or ice is dislodged or falls from a moving vehicle and strikes another vehicle or pedestrian causing death or serious bodily injury  (relating to accidents involving death or personal injury), the operator of the vehicle from which the snow or ice is dislodged or falls shall be subject to a fine of not less than $200 nor more than $1,000 for each offense.

Car-Lotta Car Sales reminds you to take the extra few minutes.... Clear  your vehicle.

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Do You Wash Your Vehicle In The Winter ?

Mon, 23 Jan 2017 13:00:00 +0000
This time of year, salt and/or sand can be found covering area roadways. This raises the question ...How often you should be washing your vehicle?

 Winter storms  bring out the plow trucks.  Salt, anti-skid, or a combination of these are applied to the roadways during snow and ice removal operations. Salt is used to melt snow or ice and anti-skid helps to provide traction. The amount of material on the roadway depends on type of road, type and duration of storm, and temperature. Roads will also be  pre-treated  salt with a brine solution to help it work more effectively. Brine is also used to pre-treat roads prior to a storm.

These materials  can do a lot of damage to your vehicle. If  they  make  it inside a crack in your paint job, it will lead to rust.

The undercarriage of the vehicle should be  be cleaned by a power washer after every storm.  When washing your vehicle be sure the outdoor temperature is above 32 degrees. If it’s too cold, you might freeze your doors shut.

If you want extra protection, you should wax your vehicle in the fall and once during the winter months.

 Car-Lotta Credit and Car Sales has three expert detailers to make sure your vehicle is standing tall when you drive it home.

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Do You Hate To Go Out In The Bad Weather?

Mon, 16 Jan 2017 13:00:00 +0000
 Is the  Snow... Sleet... Wind... Freezing Rain... Sub Zero Temperatures  getting  to you? 

CarLotta Credit & Car Sales wants to make your life easier.

 If you are  having a  difficult time  getting to our office to make your payments  you can  call our customer service center at 570-714-1971 and pay over the  phone, or better yet .... visit our web site at and make your payment.

We try to make it easy for you...
Drive safe out there.

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No Ice Scrapper???? No Problem!

Mon, 09 Jan 2017 13:00:00 +0000
UGH...... The cold weather is here to  stay for a while-

You  probably walked out the door in this  morning to leave for the day and there it is.... ICE ON YOUR WINDSHIELD!!! Here are a few tips to get you through those days when the ice is just too thick to melt and scraping it off is a must.

1. First thing to do is start your vehicle engine. This will allow heat to travel up to the windshield and start the melting process naturally.

2. Turn your vehicle defroster on low. Turning it on high is not a good idea when the windshield is full of ice, this could cause the window to crack.

3. Use an ice scraper to remove the ice from your windshield. This tool is specially designed just for this annoying problem.

NO Ice Scraper?? Keep Reading: 
4. Kitchen utensils are not only good for cooking, they are also good for removing the ice of your windshield. Plastic spatulas work wonders on thin ice.

5. Keep salt in arms length when winter arises. NOT cooking salt, but salt that is grainy. Take the salt and pour it on the windshield, then with gloves on, rub the salt onto the windshield. Step back for a few minutes so the salt can start to melt the ice away and then start scraping.

6. Try this simple homemade solution - One of the best ways to remove the ice off of your windshield is a simple mixture that contains items you find inside of your house. Fill a spray bottle with one cup of water, one cup of rubbing alcohol and one cup of vinegar. Shake well and spray it all over the windshield. Let it sit for about five minutes and watch the ice just roll down the glass. You can try scraping it as well, but usually all you need to so is spray and watch.

7. This might sound a bit strange but .... but you can plug a blow dryer in a waterproof extension cord and point it at your window when iced up. Don't turn it on high, keep it on low and move slowly across the windshield until you see the ice slowly disappear. This process may take a bit of time.

You can always AVOID ice on your windshield by investing in a piece of cardboard shaped to the size of your windshield. Place it on the windshield the night before a freeze, then remove in the morning with no worries about scraping or melting the ice off. All you have to worry about is keeping yourself warm.

Car-Lotta reminds you to BE PREPARED!

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Is Your Car Under Recall?

Mon, 02 Jan 2017 13:00:00 +0000
Buying a used car requires a bit  of due diligence on your part. In addition to making sure the car is in good shape and isn’t a flood vehicle and  you’ll want to consider is whether the car is under recall.
It  seems  as if there is  a new vehicle  recall  every week. This is  affecting the used car market in a big way. Data reveals that of the 955,368 used cars available for sale in the United States on a single day, more than 36,000 had recalls.
Wondering which states had the most used cars under recall? Or the most common reasons these cars fall under recall?  Protect yourself by buying your used car from a reputable dealership—some even offer a recall-free policy.
Car-Lotta Car Sales wants you to protect your investment.

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Is Your 4 Wheel Baby Ready For 2017?

Mon, 26 Dec 2016 13:00:00 +0000
Here are a few easy things you should do for your 4-wheeled friend in 2017 :

Find the right mechanic. Keeping your car running well doesn’t have to be time-consuming or expensive if you find a mechanic you trust. Your local Car-Lotta Branch will be able to help you with recommended service shops in your area.

Make sure to get it serviced frequently, and stick to the schedule maintenance timetable. This includes things such as changing your oil, rotating tires and checking the fluid levels (oil, transmission coolant (anti-freeze). It also means not forgetting larger items like timing belts or water pumps and brakes.

Get your vehicle Inspected once a year …. Remember, Pennsylvania requires a Safety and in some counties Emission Inspection yearly.

Regular maintenance is important to keep your car safe. With proper care your car will last longer and some of the possible problems can be avoided.

Car-Lotta Credit assures all of the vehicles for sale are serviced  before leaving the lot !  

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Will You Be Traveling Over The Holiday?

Mon, 19 Dec 2016 13:00:00 +0000
 Christmas and New Year’s holiday periods are among the busiest long-distance travel periods of the year.  During the Christmas and New Year’s Holiday period the number of travelers rises  23 percent, compared to the rest of the year.  Although heavy media attention focuses on crowded airports and bus and train stations,
most long-distance holiday travel, (about 91 percent)  is by personal vehicle, such as by car.
Christmas and New Year’s travel period, and the resulting travel pattern, varies depending on the day of the week on which the two holidays fall. When Christmas and New Year’s Day fall on  a Tuesday, the Saturday and Sunday preceding Christmas and Christmas Day are generally the busiest travel days.  The days immediately following Christmas were generally busier than New Year’s Day and the two following days. If   the holidays are on Thursday,  no doubt will change the travel patterns during the  holiday period.
Visiting friends and family is the single biggest reason Americans travel during the holidays. Visits account for 43 percent of long-distance trips during Christmas and New Year’s. Visits make up only 24 percent of all long-distance travel during the remainder of the year.  
 Travelers who begin trips during the holiday periods are younger than travelers during the rest of the year. The average age of  Christmas/New Year's  travelers is slightly above 36 years. During the remainder of the year, the average age is almost 38 years.
During the holiday periods the percentage of male travelers is lower than during the rest of the year when 58 percent of long-distance travelers are male.  During the Christmas/New Year’s holiday period 54 percent of travelers are male.
          Car-Lotta Credit and Car Sales will be CLOSED on Saturday, December 24th 2016.
                                               Merry Christmas from all of us!

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How Does Your Vehicle Like The Cold Weather ?

Mon, 12 Dec 2016 13:00:00 +0000
It's here..... The cold weather is upon us!!

Vehicles, like many human, tend to not function as well when it’s cold. Just as it’s necessary for people to bundle up in coats, hats, and gloves in cold weather,  your auto needs a similar kind of attention. 
Maintaining your vehicle can help prevent problems during extreme weather. You may still may find yourself out in the cold because your car doors were frozen shut or your car won’t start because of the arctic temperatures.
Here are a few tips to help keep this from happening: 
     Drive your car. Subzero temperatures can cause car batteries to freeze, but driving or running the car reduces this risk.
      Before parking your car for the night or for an  extended period of time, make sure there’s plenty of gas in the tank. The cold weather can cause condensation to form on the walls of an empty tank, which may lead to frozen fuel lines
     If your  locks are frozen try  petroleum jelly to melt the ice. Dip the key into it and hen insert it into the lock. Once in the lock, try to wiggle the key, but do not force the key to turn. You may have to repeat this  step a few  times.
     Make sure  your tires are properly inflated. Tire pressure can affect handling, gas mileage, and steering, 
     Take the time to scrape your windows clean. If  wipers are stuck to the windshield and you turn them on, you could cause a lot of problems, including burning up the wiper motor. 
                  Car-Lotta Credit and Car Sales can help you with your automotive needs-

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Things You Should NOT Do To Your Automobile

Mon, 05 Dec 2016 13:00:00 +0000
You probably rely on your vehicle  every day to get you where you need to go. How well can your car rely on you?

                There are some things you should never do to it.

                                            Several  things to never do to your car  

 Put off the recommended maintenance. There’s a reason the car manufacturer gives you that little book when you buy a car. It contains important maintenance guidelines for the age and mileage of your car. By following what it says, you can keep your car running smoothly and safely—and save on having to pay for big repairs later on.

     Ignore any warning lights. Most cars come with a check engine light and other warning lights. If any warning light goes off, it’s time to take your car to a qualified mechanic ASAP.

   Never change the air filter. A fresh air filter keeps your engine running smoothly and improves your car’s fuel efficiency. Most manufacturers suggest you replace your filter every 12,000 to 15,000 miles.

    Never check your tires’ air levels. Not having the right tire pressure makes for unsafe driving and reduced fuel efficiency. Most vehicles list tire pressure requirements on the driver side door post so you know how much air to give your tires.

    Have an unqualified person work on your car. Take the time to find a qualified car mechanic. (Keep in mind that you could qualify as “unqualified” if a repair is beyond your skill level.)

    Rev the engine during the winter. Doing this doesn’t warm up the car—in fact, it can cause damage since the oil hasn’t yet worked its way through the engine.

      Leave keys in the ignition of an unattended car. This is one of the easiest ways to tempt car thieves—especially during the winter.

    Run your gas tank down to empty. Doing so cuts the life of the fuel pump—and puts you at risk of running out before you get to a station.

    Rarely wash your car. A thorough wash helps preserve the exterior of your car. That can ultimately help your car retain its resale value. A good wash is especially important during winter, when road salt does a number on cars. -

                             Car-Lotta Car Sales wants to know if you are  guilty of any of these?

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Need Some Holiday Cash?

Mon, 28 Nov 2016 13:00:00 +0000
Looking for some extra cash for the holiday?   Do you have a vehicle you want to sell??

We buy ....

* cars, trucks, pickups, minivans, SUV's and 4X4's

* the years we will buy are from 2007 to 2012

* mileage can be from 50,000 to 155,000 miles

* we do not buy salvage or reconstructed vehicles

* the price range is from $500 to $5,000

In less than 30 minutes we'll give you a price to buy it from you and if you have your drivers license and the title of the vehicle with you, you can leave with the check in your hand and no hassles

Do you have a car you want to sell? Give us a call, or email us: [email protected].

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Will You Be Traveling For Thanksgiving?

Mon, 21 Nov 2016 13:00:00 +0000
If roads and airports seemed crowded last Thanksgiving, it’s time to pack a little more patience as hundreds of thousands more travelers head out for turkey and stuffing in  2016.
Nearly 47 million Americans will travel at least 50 miles from home for the holiday from the Wednesday  before through Sunday after the holiday. Amid all  the trimmings, airlines are expecting to average 65,000 more passengers each day than last year around the holiday.
 If you’re one of the more than 46 million Americans traveling this Thanksgiving, we urge you to be patient and to carve out plenty of time to arrive at your holiday destination safely.
Car-Lotta Credit and Car Sales will be closing  at 5 pm on Wednesday,   November 23rd and CLOSED on Thursday, November 24th in observance of the holiday.  We will re open on Friday,  November 25th at 9:00am.

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How Would YOU Handle An Auto Accident?

Mon, 14 Nov 2016 13:00:00 +0000

An auto accident can leave you frazzled!   The following steps can help make the minutes after a accident less stressful. 


1. Move to a safe area (if possible)

If it's safe to do so and you aren't seriously injured, move your vehicle  out of further harm's way.  If this  isn't possible, turn on your hazards to warn other drivers that your vehicle isn't going anywhere any time soon.

2. Exit your vehicle

Make sure your car is not  moving, turn off the engine, shift into park, or set the e-brake. Take a moment to take a deep breath. Check to make sure it's safe to get out of your car before opening the door. 

3. Check on others involved

Check on all the other  drivers, passengers, and pedestrians, to make sure no one is hurt. Call 911 if anyone is injured . Remember ..... Even a  minor symptom like dizziness should be checked out by a health care professional.

4. Call the police 

A Police Accident Report may  prove invaluable when dealing with your  insurance company and other drivers. Cooperate fully, and let the police objectively judge events and determine who, if anyone, is at fault in the crash.

5. Gather info

Try to write down as much info as possible  including:
  • Driver and passenger names
  • License plate numbers
  • Insurance info
  • Makes and models of all vehicles involved
  • Contact info for any eyewitnesses
  • Location of the accident
  • The name and badge number of any responding police officers

6. Document the scene

Use  your  phone with to  snap some pics of the accident scene. They may come in handy during when dealing with an insurance company.
 Car-Lotta Credit and Car Sales hopes you never have to use this information!

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Are You Looking To Upgrade To A Newer Vehicle ?

Mon, 07 Nov 2016 13:00:00 +0000

At CarLotta Credit & Car Sales, we will take in just about anything that moves as a trade in, except farm animals. (Just kidding about the farm animals)

We have taken cars, trucks, minivans, motorcycles, boats, ATVs', trailers, quads, lawnmowers and tractors. As far as cars, we don't care how old it is, or how many miles it has on it... we'll consider it. And we'll take more than one car or vehicle in at a time if need be. We do need the title to the vehicle though. If the title is not in your name, we will need the legal owner present, and with ID, to take it as a trade in on your car.

The benefits of trading in are...
* the value of your trade in can be used to make up for some of your cash downpayment to make your car and loan more affordable
* you save some sales tax that needs to be paid to the state of PA as the trade in value reduces the tax owed
* you no longer have the insurance, maintenance or gas cost for a vehicle you no longer need
* if your trade doesn't run, we'll even tow it out of your property as part of the deal

Trading in your car makes sense. What do you have to trade?

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